How Much To Spend On Your Ring?
The journey to find the perfect engagement ring begins with setting a budget that aligns with your financial circumstances. No more outdated myths suggesting specific salary multiples—your budget should be a reflection of what feels right for you. We respect that everyone's financial situation is unique, which is why we offer a range of budget-friendly options without mentioning any fixed rules.
Where do I begin?
We all know the age-old recommendation that your engagement ring budget should be around three months' salary. But did you know this guideline was crafted in the late 1930s as part of a marketing campaign by the world's largest diamond producer?
Engagement rings are everlasting symbols of love, but there's no one-size-fits-all formula for the budget. We firmly believe that there should be no strict rules or guidelines. What matters most is your comfort with the amount you're spending. Many choose to invest beyond the three-month salary idea, while others spend less, and that's perfectly fine.
Maximizing Your Budget
Once you've determined your budget, it's time to explore engagement ring options that fit within your financial boundaries. There are several savvy ways to make the most of your money, allowing you to discover the perfect ring without breaking the bank.
Considering Precious Metals
Platinum, renowned for its beauty and durability, is often the priciest choice. However, there are more cost-effective options available. We offer various metals ranging from 10K, 14K, and 18K. White gold offers a similar lustrous appearance at a more affordable price. Yellow gold and rose gold present stunning alternatives as well.
Check out these three rings below!
Dazzling Settings
Selecting an intricate setting paired with a slightly smaller center diamond can maximize the ring's sparkle while minimizing the cost. While diamond prices rise with size, smaller accent diamonds, such as those in halo settings or side stones, offer significant brilliance for less.
Explore Fancy Shaped Diamonds
Most engagement rings feature round diamonds, but opting for fancy-shaped natural diamonds can yield savings of 20% to 30%. Shapes like oval, princess, or cushion, which are just as popular, can provide a larger appearance for your budget.
Choose Carat Weight Wisely
Selecting a diamond slightly under conventional carat weight cutoffs—like a 0.9-carat instead of a 1-carat—can save you money while hardly compromising the stone's size and impact.
Consider Lab Created Diamonds: Lab-grown diamonds, identical in chemical, optical, and physical properties to natural diamonds, offer superior affordability for comparable size and quality.
Explore Diamond Simulants: Diamond simulants, such as moissanite, are lab-created, colorless gemstones with the same look and durability as diamonds but at a lower cost.
Opt for Colored Gemstones: Sapphires, available in an array of colors, provide a unique and often more budget-friendly alternative. Emeralds, rubies, and semiprecious gemstones also offer a captivating splash of color while maintaining affordability.
Vintage Appeal: Vintage-inspired engagement rings are an excellent choice for maximizing your budget while enjoying timeless charm.
Elegant Bands
Choosing a band without a center diamond but with accent diamonds or other striking details is an affordable and chic alternative.
5: Complete the Purchase: Making Your Dream a Reality
Our commitment to your engagement journey extends to the final step—making your dream ring a reality. Our seamless digital and in-person experiences are designed to simplify the purchase process and ensure your satisfaction. we understand that flexibility is key when it comes to making your dream engagement ring a reality. That's why we offer the convenience of Shop Pay, which allows you to tailor your payment to suit your needs.
Shop Pay: Flexible Payment Options
Bi-Weekly Installments: For orders ranging from 50 USD to 999.99 USD, you can choose to split your purchase into four bi-weekly, interest-free installment payments. The best part? There are no additional charges, interest rates, or late fees, and your credit score remains unaffected.
Monthly Installments: If your order falls between 150 USD and 17,500 USD, you can opt for monthly installment payments. While we don't impose late fees for this option, it's important to note that interest fees may apply. Rest assured, your credit score won't be impacted during your application, but it's essential to make timely payments to maintain your credit standing.
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